Buy Gift Cards Online For Less
Another major advantage of buying discount gift cards is earning free gift cards with a Granny account. Gift Card Granny has a program that gives reward points for every discount gift card purchase you make. Once you earn enough Granny points, you can redeem them for free gift cards. Best of all, the entire program is free!
buy gift cards online for less
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State Street Brats gift cards are activated as soon as you check out and can be used to pay for all of our in-house food and beverages, unless otherwise noted on our menu. These are a welcome gift for new students, UW Madison alumni, and just about any other occasion where you want to say thanks!
Sites like Raise operate as a sort of marketplace with the burden to sell the gift card placed on you. You'll be able to choose how heavily you want to discount your card, and you can view the discounts that others with similar gift cards are offering. You won't receive any money until someone buys your gift card.
That's a higher fee than many other sites, though Raise's strong reputation can make it worth the price for some. Selling gift cards for the first time can be a bit nerve-racking, after all. Raise offers two payout methods: ACH direct deposit and PayPal.
One of the best features of CardCash (and an advantage it has over Raise) is that it's pretty indiscriminate as to which gift cards it will buy from you. It follows standard practices, such as refusal to sell gift cards with expiration dates or promotional cards that can only be spent in certain areas. But the list of accepted merchants seems to be much larger than that of Raise. So even if your obscure gift cards don't yield a huge return, you'll at least get something.
The same way you can use sites like Raise and CardCash to sell your unwanted gift cards, you can use them to buy other people's gift cards at a discount. If you're planning to purchase discounted gift cards through these sites, be sure to use a credit card that will give you the maximum return for your spending. Gift card marketplaces won't fall into any bonus categories, so the best strategy is to spend on a card that gives you a respectable flat rate on everyday purchases, such as:
Enjoy 5% cash back on travel purchased through Chase Ultimate Rewards, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases
You can easily turn gift cards into cash (or more desirable gift cards) through reputable sites like Raise and CardCash. The site you choose will depend on the ease of sale and the type of gift card you have. You won't get full value for it, but that's still better than letting a gift card go unused.
Emailed in approximately 2 hours or less, this gift card unlocks a world of footwear, apparel, and equipment. Gift Cards are redeemable at Nike.com, Converse.com and at Nike and Converse-owned retail locations in the United States and Puerto Rico, or by phone at 1-800-806-6453.
When you shop for gift cards from Sam's Club, you can have the physical gift card mailed to yourself or the recipient. Or, you can choose digital delivery. With digital delivery, there's no waiting. Just order the card and have it delivered via e-mail. This is perfect for those last-minute gifts, and it's convenient, too.
And then there are third-party gift card websites offering to buy from and sell to consumers, which is where it gets tricky. Gift card middlemen allow you to buy and sell gift cards online or send them to others. The cards can even be partially used, and you do it all from the convenience of your couch. But it's important to be careful which service you choose, as there are no overarching consumer protections for gift card transactions. Unlike unauthorized charges on your credit card, any money you lose on a gift card is likely gone for good.
Here's information that will help you protect yourself and steer clear of nefarious activities while purchasing or selling gift cards online. Before you finish holiday shopping or try to return unwanted gift cards in your wallet, read on for ways to keep your money and identity safe.
Then there's the BlackHawk Network, which has its hands all over most things "gift card." You know those physical gift cards for sale in your local grocery store, maybe conveniently near the checkout? BlackHawk Network is responsible for that integration, a concept it launched back in 2001. Since then, the company has had an impressive history of acquiring gift card exchange and sale websites, but its overall record is spotty. Over the last several years, BlackHawk has left a trail of defunct gift card websites, including CashStar, CardPool and Gift Card Lab, and its remaining sites -- including GiftCards.com and GiftCardMall -- are not kept entirely updated. BlackHawk's level of investment in those remaining websites appears low, and whether their customers will see the fate of Cardpool or The Plastic Merchant remains questionable.
Operated by its founders since 2009, CardCash has been unscathed by the blights plaguing the BlackHawk Network. CardCash is best when you're buying for yourself and want to score extra savings: You can buy partially used or unused gift cards for amounts over $10. The interface is intuitive and tells you the percentage you'll save on each discounted gift card. For example, I saved 1.8% of the value of a $25 Home Depot e-gift card by paying $24.55 for the $25 value. Just note that once you add a product to your cart, you have 20 minutes to check out or your selection may not be reserved.
Gift Card Granny has some features that other gift card purveyors lack. For one, you can check out as a guest rather than save all your information (something you can't do with CardCash). And while you're more limited in gift card denominations with Gift Card Granny, you have the option to give e-gift cards to people, much like if you were purchasing through the retailer's website itself.
But unlike with CardCash, the savings are not upfront. You earn cash back on your purchases, though you must create an account to collect it. But that's not all -- you must earn a minimum of $5 cash back to redeem for gift cards, and a minimum of $10 to redeem for cash. Unless you find yourself buying gift cards frequently or at high prices, this isn't a great route for savings.
Security, though, is a benefit here. When I received the e-gift card, I had to click through from my email to the Gift Card Granny website and input my email address to retrieve the gift code. This helps prevent hackers from accessing your gift card through your email. Gift Card Granny also has a "100% Lifetime Guarantee" on its gift cards. The site claims you'll never have to worry about your purchased gift card losing value or expiring, but the wording is vague.
Selling through CardCash is your best and most convenient option for selling a gift card online. You enter the brand name and amount of your gift card, and it makes you an offer. For my $25 Home Depot gift card, it offered me $22. I even had the option to get offers for multiple gift cards at the same time. My redemption choices were direct deposit (ACH payment), PayPal Express or a mailed check. I went with direct deposit, and even though I had to hand over my bank account information, I also had to give my credit card information to place a temporary $1 verification charge for CardCash's security.
Remember not to get rid of your gift card right after you complete your transaction, as it could take up to a day to verify that your gift card is valid. That said, I got an email that my order was accepted less than half an hour later. CardCash also said to allow one to two business days for my money to show up in my bank account, but I had my $22 by the next day.
It's safe to buy retailer gift cards directly from retailers, but what about selling them back? Most retailers will accept a return on a gift card if you have the receipt and the gift card hasn't been used. Not many will accept a used gift card, however. In some cases, state law may allow you to redeem gift cards with small amounts left on them for cash, according to the National Conference of State Legislatures.
In California, you can generally redeem a gift card with the retailer for cash if it has $10 or less left. If there is $5 or less left on your gift card, you can generally redeem it for cash value in Colorado, Maine, Massachusetts, Montana, New Jersey, Oregon, Puerto Rico and Washington. And if there is $1 or less left, you can generally redeem it for cash in Rhode Island and Vermont.
Buying: If you're looking to buy a gift card, I recommend that you buy it from the retailer online or in-store over a third party. But if you're looking for a discount, use CardCash. If you're trying to send a gift card to someone else, Gift Card Granny is a good bet. Do keep in mind that buying a gift card always comes with risk, and the quicker you use your card, the lower your chance of getting stuck with a gift card from a defunct middleman.
Selling: If you're looking to sell a gift card, CardCash has the greatest level of convenience and service. Generally, retailers will also accept returns on unused gift cards if you have the receipt. Alternatively, you can redeem gift cards with amounts less than $10, $5, or even $1 for cash with the merchants themselves, depending on state law.
The Credit Card Accountability Responsibility and Disclosure (Credit CARD) Act provides several protections for consumers who purchase certain types of gift cards, including store and restaurant (also known as merchant) gift cards. These cards can only be redeemed at the stores and restaurants that sell them. Bank gift cards, which carry the logo of a payment card network (e.g., Visa, MasterCard), are also subject to Credit CARD Act protections and can be used wherever the brand is accepted. 041b061a72